Analisis Kelayakan Pembiayaan Mudharabah di BMT Bina Ummat Sejahtera Cabang Cukir

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May Nor Azita - Universitas Hasyim Asy'ari
Ahmad Ajib Ridlwan - Universitas Hasyim Asy'ari
Athi Hidayati - Universitas Hasyim Asy'ari

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This research is motivated by the large number of prospective members applying for financing at the Cukir Branch of BMT BUS, one of which is mudharabah financing. Of course, of the many who proposed this financing, there are some obstacles, there are financing that is not easy, doubtful and stuck or said to be with financing problems. The purpose of this research is to identify the procedure for providing mudharabah financing as well as the feasibility of mudharabah financing along with the implementation of the 5C principle which is carried out at the Cukir Branch Branch Bus BMT. This research uses qualitative research using primary information taken using observations and interviews which are used to obtain information on mudharabah financing at the BMT Bus Cukir Branch and for secondary information research documentation: library research, Internet library books and overwriting the profile of BMT Bis. The research results show that in carrying out the mudharabah financing procedure at the BMT Bus Cukir Branch, it is very correct to carry out the 5C principle carefully to prospective members and likewise the feasibility of mudharabah financing to practice the 5C principle but for prospective members who have long and honestly met the needs of the BMT Bus Branch Cukir only analyzes using Capacity, Capital and Collateral.