Pengaruh CAR, FDR, NPF, BOPO dan BI Rate Terhadap Profitabilitas (Studi pada PT.Bank Syariah Bukopin)

Authors

  • Sumarmi Sumarmi Program Studi Ekonomi Islam, Fakultas Ekonomi, Universitas Hasyim Asy’ari Jl. Irian Jaya No. 55 Tebuireng, Cukir Kecamatan Diwek Kabupaten Jombang
  • Imam Sopingi Program Studi Ekonomi Islam, Fakultas Ekonomi, Universitas Hasyim Asy’ari Jl. Irian Jaya No. 55 Tebuireng, Cukir Kecamatan Diwek Kabupaten Jombang
  • Tri Sudarwanto Program Studi Ekonomi Islam, Fakultas Ekonomi, Universitas Hasyim Asy’ari Jl. Irian Jaya No. 55 Tebuireng, Cukir Kecamatan Diwek Kabupaten Jombang

Keywords:

CAR, FDR, NPF, BOPO, BI Rate, ROA

Abstract

This study aims to examine the effect of CAR, FDR, NPF, BOPO, and BI Rate variables on ROA in Bukopin Sharia Bank for the period of 2009-2018. The data used in this study were obtained from Bukopin Sharia Bank Quarterly Publication Financial Reports for the period 2009-2018 and BI. The number of samples used in this study were 40 data. The results showed that, CAR had a positive and significant effect on ROA, FDR had no effect on ROA, NPF had no effect on ROA, BOPO had a significant negative effect on ROA, and the BI Rate variable had no effect on ROA. The predictive ability of the five variables at ROA is 98.9%, and 1.1% is influenced by other factors outside the research model. The results of this study are expected to be able to become a guideline for the management of Bukopin Sharia Bank in managing the bank.

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Published

2020-11-04

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Articles